Indem

Making physical AI insurable and bankable

Insurance & financing for robots and data centers.

Starting with insurance for robot deployments. We’re building the risk and data layer to support coverage today and financing next, from buildout to deployment.

Why Indem

Robot insurance, tailored to deployment

Farms

Open ground, weather and seasonal work. Cover is tailored to the robot, its task and the land it works.

Factories

Robots share the floor with people and production lines. Cover reflects the cell, the task and the human supervision around it.

Warehouses

Tight aisles, constant traffic, long shifts. Cover is built around how many robots run, where, and for how long.

Data centers

Robots working beside hardware that cannot go down. We map the site’s risks before the insurance conversation starts.

Hotels

Guests, staff and robots in the same corridors. Cover is shaped around public spaces and who answers for what in them.

Homes

The closest a robot gets to everyday life. Cover is tailored to the home, the task and the people who share it.

Built with real demand

Humanoid deployment cover, co-developed with a reinsurer.

Deployment-specific

Tailored to robot type, task, site and human supervision.

Risk-informed

24/7 monitoring and risk models support underwriting.

Customized coverage. Deployment evidence. Informed underwriting.

Risk Passport

A Risk Passport for every robot

Learn more

Roadmap

Insurance first. Financing next.

  1. Now

    Robot deployment insurance

  2. Next

    Financing for installed fleets

  3. Then

    Robot production and fleet buildout

  4. Over time

    GPU clusters and data-center infrastructure

For insurers and lenders

From science fiction to everyday life.

The next century of American manufacturing.

Start an inquiry

Photography & films

Media credits

Humanoid research films.
Zewei Zhang, Kehan Wen, Michael Xu, Junzhe He, Chenhao Li, Takahiro Miki, Clemens Schwarke, Chong Zhang, Xue Bin Peng and Marco Hutter. Learning Whole-Body Humanoid Locomotion via Motion Generation and Motion Tracking, ETH Zurich and collaborators. CC BY-SA 4.0.

Trimmed, cropped, resized and muted by Indem. The adapted desktop clip, mobile clip and About still are provided under CC BY-SA 4.0.

Box-handling film.
Minku Kim, Kuan-Chia Chen, Aayam Shrestha, Li Fuxin, Stefan Lee and Alan Fern. Humanoid Hanoi: Investigating Shared Whole-Body Control for Skill-Based Box Rearrangement, Oregon State University. CC BY-SA 4.0. Trimmed, cropped, resized, muted and locally retouched for background composition; real box-lifting motion retained. The adapted desktop film, mobile film and posters remain under CC BY-SA 4.0. Full attribution and modification notice.

Research footage is illustrative. All photography and film sources.

Stock films.
City, landscape, sunset and machining films: Mixkit, used under the Mixkit Stock Video Free License. Trimmed, resized and muted by Indem. Poster stills and scroll sequences are ordinary frame extractions from the films shown.

Photographs.
Humanoid robot: NASA (R5 Valkyrie), public domain; NASA is not affiliated with Indem. Hotel robots: Phillip Pessar and JasonParis, CC BY 2.0. Delivery robots: Eric Fischer and npdoty, CC BY 2.0. Titles and links are in the full list above.

The point-cloud figures are drawn in code by Indem and are illustrative.

Hero film attribution and modifications
Humanoid still attribution and modifications

Typefaces.
Geist and Geist Mono (The Geist Project Authors) and Newsreader (The Newsreader Project Authors), SIL Open Font License 1.1; Yellowtail (Astigmatic), Apache License 2.0. Geist, Geist Mono, Newsreader, Yellowtail.

Data & privacy

Your records. Your permission.

Inquiry details are processed by FormSubmit and sent to Indem by email so we can respond. See our inquiry privacy notice.

Please do not submit government IDs, driver’s licenses, medical information, or private policy documents in this form. If further records are needed, our team will discuss an appropriate way to share them.

Access to operating logs, telemetry, and risk-model data requires agreed permissions. Our Risk Passport and risk models are in development.

For a data question, call (607) 229-9686 or contact our team.